Tuesday, December 18, 2018


Today's Best Mansions


Which one is your favorite?   Check out "Today's Top Three Mansions" everyday at: todaysbestmansionsforsale.com  



#1        1 Mansion Drive,  Dallas Texas with 6 bedrooms, 7 baths and 8,277 sq.ft. is listed for sale at #25,300,000.





Only minutes from downtown Austin and a short scenic drive from San Antonio, sits a compelling land exhibiting the exceptional beauty of the Texas Hill Country. Preservation Ranch is that rare, close-in, property that is part country estate, part quarter horse ranch and part pristine hill country.







































#2 2993 Appaloosa Trail, Wellington, Florida 33414 with 4 bedrooms, 6 baths, and 8,787 sq.ft. is listed for sale at $13,900,000





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European inspired estate on 4.11 acres in Saddle Trail. Fully renovated in 2015 with no detail overlooked. Main house has 4 bedrooms with on suite baths and walk in closets. The master suite features a sitting area with fireplace overlooking the pool area, his and hers walk in closets, marble master bath includes dual water closets with Toto smart toilets, free standing tub and dual head shower. Upstairs has two bedrooms and a private balcony overlooking the grounds. The main living space offers formal living room with fireplace, formal dining room with service for 10, private office with half bath, open concept kitchen with eat in island, Wolf 6 burner gas range, built in coffee center, and wall ovens. Built in dual Subzero refrigerator and freezer and a dual temperature wine cooler.












#3              22 Lagunita Drive, Laguna Beach, CA 92651 with 3 bedrooms, 5 baths, and 3,981 sq.ft. is listed for sale at #13,500,000







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Rxperience the finest beach-front living in all of Southern California in the most exclusive and private gated community in Laguna Beach, Lagunita--a quaint haven for celebrities and executives. This spectacular 3 bedroom, 4 1/2 bath is an entertainer's dream and has been designed to maximize the ocean views with walls of glass that open off of the spacious and open living area. Breathtaking Victoria Beach ocean-front luxury property with steps to the sand. Just a short distance from Montage Resort. Ocean views with walls of glass that open off of the spacious and open living area. The great room suite, which encompasses the living room and dining room. Chef's kitchen boasts large center island, chef-grade appliances, and sun-drenched breakfast room. All three bedrooms are situated on the lower level. The master suite features ocean-front views and a luxurious master bathroom with oversized tub, steam shower, and sauna. Two large ocean-front decks are perfect for enjoying the sunset. Panoramic ocean and island views, private beach access, and lush landscaped grounds.


































 








































100 Top Luxury Real Estate Markets Medium Values 12 months 2017 compared to 2018 YTD


Zip Code     Location                           2017/2018 Medium Sale Price




Mortgage News Daily: Today's Mortgage Rates

ProductTodayYesterdayChangeLowHigh
30 Yr FRM4.72%4.72%--3.97%5.05%
15 Yr FRM4.27%4.28%-0.013.30%4.53%
FHA 30 Year Fixed4.25%4.25%--3.60%4.62%
Jumbo 30 Year Fixed4.46%4.46%--4.13%4.81%
5/1 Yr ARM4.68%4.70%-0.023.20%4.75%



Mortgage Rates Little-Changed Despite Market

Dec 17 2018, 4:55PM

Mortgage rates were fairly flat yet again today.  Unlike Friday, today's market movement made a case for a bit of a drop.  "Market gains" mean different things when talking about bonds/rates (as opposed to stocks).  In today's case, bond markets improved while stocks lost ground.  In fact, the pace at which stocks lost ground largely explains bond market gains (investors often seek safe-havens when stocks are panicking, and bond markets can be one of those havens).

As money flows into bond markets, bond prices rise and rates fall.  Mortgage rates are ultimately determined by mortgage lenders, but they'll usually change rate sheets in the middle of the day if bonds are improving quickly enough.  Today's bond market gains were big enough to justify so-called "reprices" among mortgage lenders, but that didn't become clear until late in the afternoon--after the time of day that the average lender considers changing rates. 

With all of the above in mind, we head into tomorrow at a slight advantage in terms of mortgage rates.  In other words, if underlying bond markets were to hold completely flat overnight, the average lender would be able to offer slightly improved terms in the morning.  Lenders who already repriced today (there were a few of them) would be the exception.