Saturday, December 22, 2018


Today's Best Mansions


Which one is your favorite?   Check out "Today's Top Three Mansions" everyday at: todaysbestmansionsforsale.com  


#1    432 Park Avenue PH 95A, New York, NY 10022 with 3 bedrooms, 6 baths and 2,952 sq.ft. is listed for sale at $41,250,000.



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This spacious Penthouse withs features 12'-6 ceilings, expansive 10' x 10' windows providing Northern, Western and Eastern exposures with remarkable views of Central Park and City. A gracious entry foyer and a grand 29' x 29' corner living and dining room. The custom windowed eat-in kitchen includes a center-island, marble floors, countertops, white lacquer and natural oak cabinetry, Miele stainless steel appliances and Dornbracht polished chrome fixtures. The expansive 30' x 17' master bedroom suite boasts dual walk-in-closets, a windowed master bathroom with marble floors and walls, cubic marble vanity, custom dressing table, freestanding soaking tub and separate shower, radiant heated floors and Dornbracht polished chrome bath fittings.



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#2 90 Kullyspell Drive, Hope, Idaho 83836 with 6 bedrooms, 9 baths and 13,036 sq.ft. is listed for sale at $20,000,000.






One of a kind waterfront home on the shores of Lake Pend Oreille encompassing 21+AC including Memaloose Island. An artistically designed custom 6 bedroom/9 bath multi-story home crafted to frame coveted views. Luxury is evident in every detail of its 13,036 SF. A master wing w/fireplace & ensuite bath is spa inspired & resplendent. The gourmet kitchen is styled & equipped to meet every culinary need. Floorplan & numerous specialty rooms create an ideal private retreat or entertainment destination w/gated security. Home is fit w/the latest technology which operates lighting, window treatments, security, temperature, air & water systems. There is an elevator & an underground passage leading to the 2773 SF Pavilion w/theatre, workout rooms, office & library. Adjacent 3024SF home included.














































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#3  18 Ritz Cove Drive, Dana Point, CA 92629 with 5 bedrooms, 9 baths and 7,681 sq.ft. is listed for sale at $14,788,000.



An architectural Masterpiece on the oceanfront, this stunning home is a dazzling contemporary home constructed with exquisite materials. Greeted by a wall of beautiful slab marble and water tumbling over lit crystal pillars, you enter this incredible home by walking over a glass bridge above a magnificent koi pond. The commercial grade glass front door pivots on an axis as you enter and look out at the ocean. This estate is a collage of blue water views, internal light and breathtaking architectural details. A striking rotunda travels all three levels, and the luxurious garage for 6 cars is lined with Italian terrazzo and looks through to the water in the pool. Boasting five bedrooms, including one on the main floor, a gym, wine room and TV entertainment room with bar, this home is a dream. There's an Elevator to whisk you to all three levels, a custom made stainless steel staircase and interior planters filled with gorgeous live tropical foliage. Huge aquariums bring more of the ocean inside this home and transfer light and water throughout as you look out over the infinity edge pool. With your own private gate access to the beach, you are steps to the sand below and minutes to two Five Star Resorts, the Ritz Carlton and the Monarch Beach Resort, each just down the beach path. Situated in the quiet 24 hour guard-gated community of Ritz Cove, next door to the Ritz Carlton, and perched on the world famous Salt Creek Surfing Beach, this home is a luxurious slice of heaven.

























 Mortgage News Daily: Today's Mortgage  Rates 

52 Week
ProductTodayYesterdayChangeLowHigh
30 Yr FRM4.65%4.64%+0.014.04%5.05%
15 Yr FRM4.21%4.20%+0.013.37%4.53%
FHA 30 Year Fixed4.24%4.23%+0.013.75%4.62%
Jumbo 30 Year Fixed4.41%4.40%+0.014.19%4.81%
5/1 Yr ARM4.61%4.60%+0.013.20%4.75%



Mortgage Rates Modestly Higher Despite Stronger Bond Market



Dec 21 2018, 3:59PM

Mortgage rates were steady to slightly higher yet again today.  This reinforces our sense from yesterday that rates may have already found their post-Fed floor.  The thing that makes today's modest weakness somewhat surprising is the fact that underlying bond markets actually suggested rates could improve. 

Actually, it would be more surprising to see this during a more normal time of year for the mortgage market.  On the days leading up to the Christmas holiday, it's not uncommon to see lenders being a bit more conservative with mortgage rate offerings.


In the bigger picture, rates are still very close to their lowest levels in months.  In fact, with the exception of the past 2 days, today's rates are easily the lowest since the beginning of September.  In general, if the broader economy (and the stock market) continues to signal a shift toward slower growth, rates won't necessarily be forced back toward previous highs. 


Stocks don't always inform interest rate momentum, but if they manage to bounce back in a meaningful way, it would likely coincide with upward pressure on rates.  Beyond that, the next big push of momentum might not come until the end of the first week in January when the big jobs report is released.  The Fed is watching that data closely for any sign that they'll need to adjust their policy path.


100 Top Luxury Real Estate Markets Medium Values 12 months 2017 compared to 2018 YTD


Zip Code     Location                           2017/2018 Medium Sale Price