Tuesday, September 6, 2016


                                               .    

"A mansion is a large and stately dwelling."

"The word mansion derives through Old French from the Latin word mansio "dwelling", an abstract noun derived from the verb manere "to dwell". The English word "manse" originally defined a property large enough for the parish priest to maintain himself, but a mansion is no longer self-sustaining in this way.  'Manor' comes from the same root—territorial holdings granted to a lord who would remain there—hence it is easy to see how the word 'Mansion' came to have its meaning.

"Windsor Castle located in Berkshire, England is the largest mansion in the world with around 484,000 sq.ft.



Today's Top Three Mansions Just Listed

#1      457 North Rockingham Avenue, Brentwood, CA 90049 with 7 bedrooms, 8 baths, and 12,000 sq.ft. is listed for sale at $19,950,000 




Tucked behind private gates and hedges, a magnificent estate in Brentwood Park offers unparalleled elegance and comfort. A refined foyer opens to exquisite interiors featuring soaring ceilings, oak floors, wainscoting and French doors. Main level spaces have canyon views and include a great room and formal dining room with double fireplace, sitting room, office and playroom, all seamlessly integrated with sliding pocket doors. Chef's kitchen includes eat-in island, butler's pantry and deco wet bar. Upstairs features open mezzanine with spacious bedrooms boasting walk-in closets and newly upgraded bathrooms. Master suite features sitting room, dual baths, dressing rooms and terrace. Backyard boasts two tiers of entertaining space including deck with lounge seating, pool, spa, and cabana with sitting area and both indoor and outdoor showers. Additional features include a guest apt., gym, screening room, billiards room, wine cellar, designer light fixtures and Wolf and Miele appliances






































#2     101 Rutherford Hill Drive, St. Helena, CA 94574 with 7 bedrooms, 12 baths, and 11,716 sq.ft. is listed for sale at $23,000,000

101 Rutherford Hill Rd, Saint Helena, CA 94574

Private family compound 21+ acres, minutes from world-class wineries. Main residence w/2 guest suites & staff apartment, +2 detached luxury guest houses,+/- 1,700-bottle wine cellar, gym, steam room and sauna, elevator, luxurious master suite w/his & her baths, dressing areas & sitting room/study, stunning kitchen/family/great room adjacent to the west-facing view terrace w/infinity edge pool.

101 Rutherford Hill Rd, Saint Helena, CA 94574


101 Rutherford Hill Rd, Saint Helena, CA 94574


101 Rutherford Hill Rd, Saint Helena, CA 94574


101 Rutherford Hill Rd, Saint Helena, CA 94574


101 Rutherford Hill Rd, Saint Helena, CA 94574


101 Rutherford Hill Rd, Saint Helena, CA 94574


#3      1520 Gilcrest Drive, Beverly Hills, CA 90210 with 6 bedrooms, 10 baths, and 15,000 sq.ft. is listed for sale at $48,000,000.
1520-gilcrest-beverly-hills
On the promontory overlooking the Trousdale Estates and high above the famed Sunset Strip with views from downtown Los Angeles and the snow-capped mountains beyond, to the Getty Center, Santa Monica, Catalina Island, and the Pacific Ocean, is 1520 Gilcrest Drive.
Originally owned by famed violinist Jascha Heifetz, who in 1948 commissioned his friend, Lloyd Wright, to build his iconic recording studio (Lloyd Wright Archives: Heifetz, Jascha – Studio Gilcrest Dr., Los Angeles 1946 Project No. 177, 1951 Project No. 206) on what now sits the baja shelf of the 210 foot zero edge infinity pool. Purchased after his death by actor James Woods, James donated the music studio, which was reconstructed piece by piece inside the Colburn School in Downtown Los Angeles in 1998. James then had his architect build a steel framed pavilion on the envelope of what was the recording studio.
The craftsman style home, measuring approximately 5000 square feet on over one acre of lush grounds, presented an opportunity to create what is now a state-of-the-art modern barn. Using design inspiration more of a high end fashion line and concepts adapted from examples like the James Perse Malibu boutique and award winning designer Jenni Kayne’s Beverly Hills Architectural Digest cover home, the new construction home is sleek and streamlined, minimalist but rich in materials creating warmth, elegance and luxuriousness.

1520-gilcrest-beverly-hills
1520-gilcrest-beverly-hills
1520-gilcrest-beverly-hills
1520-gilcrest-beverly-hills
1520-gilcrest-beverly-hills
1520-gilcrest-beverly-hills


Today's Top Real Estate News 
Maybe Home Price Gains Aren't Decelerating After All

By Jann Swanson
Mortgage News Daily
Home price increases continued to exceed CoreLogic's own projections in July.  The company's Home Price Index (HPI) indicates that home prices nationwide, including distressed sales, rose 1.1 percent from June and were 6 percent higher than in July 2015.  The month-over-month gain was identical to the rate of appreciation from May to June, but the year-over-year increase marked an acceleration from the 5.7 percent reported in June. 

In the last HPI, CoreLogic noted a deceleration in price gains.



Oregon and Washington continue to top the charts with double digit annual increases of 11.2 and 10.2 percent respectively.  

They were followed by Colorado at 9.3 percent, West Virginia (8.6 percent) and Utah (7.9 percent.)  Only one state failed to post an annual gain; Connecticut, where prices fell by 1.2 percent.  Other states had negligible changes; New Jersey saw appreciation of only 0.2 percent and in Vermont the gain was 0.8 percent.

"The strongest home price gains continue to be in the western region," said Anand Nallathambi, president and CEO of CoreLogic. "As evidence, the Denver, Portland and Seattle metropolitan areas all recorded double-digit appreciation over the past year."

CoreLogic is forecasting an increase in its HPI of 5.4 percent over the next 12 months (to July 2017) and a 0.4 percent uptick from July to August.  The company's forecast is a projection of home prices using the CoreLogic HPI and other economic variables. Values are derived from state-level forecasts by weighting indices according to the number of owner-occupied households for each state. 

In the first six months of 2016 CoreLogic has projected monthly gains averaging 0.68 percent while reporting actual increases with a mean of 1.46 percent. CoreLogic had projected a June to July gain of 0.6 percent.

"If mortgage rates continue to remain relatively low and job growth continues, as most forecasters expect, then home purchases are likely to rise in the coming year," said Dr. Frank Nothaft, chief economist for CoreLogic. "The increased sales will support further price appreciation, and according to the CoreLogic Home Price Index, home prices are projected to rise about 5 percent over the next year."

"Luxury Real Estate is defined as real property that has an appraised value of over
$1,000,000 in the United States."

"This varies greatly depending on the location. The classification also takes into account 
the presence of surrounding homes, amenities, views, waterfronts, absence of
crime-rate, industrialization or unwanted commercialization, customization of the home, 
and historical or architectural significance.



"Today's Top Three San Diego Luxury Estates" Just Listed.
sandiegorealestateflashreport.com.

Image result for san diego skyline art

The median home value in San Diego County is $513,600 and is up 5.4% over the past year.  Zillow predicts it will rise 1.7% within the next year. 

The median home value in La Jolla is $1,665,500  and is up 6.1% over the past year.
Zillow predicts it will rise 1.8% within the next year. 

The median home value in Rancho Santa Fe is $2,736,700 and is up 1.3% over the past year. Zillow predicts it will rise 1.6% within the next year.



#1      7256 Country Club Drive, La Jolla, CA 92037 with 5 bedrooms, 6 baths, and 5,134 sq.ft. is listed for sale at $4,995,000.


7256 Country Club Dr., La Jolla, CA

Ocean view panorama par excellence! Perfectly sited to capture outstanding ocean views, this landmark Spanish-style home, originally built by famed architect tom sheppard, is gracious and very beautiful. With the charm of a bygone era and offering today's conveniences, it welcomes all who enter.

7256 Country Club Dr., La Jolla, CA


7256 Country Club Dr., La Jolla, CA


7256 Country Club Dr., La Jolla, CA


7256 Country Club Dr., La Jolla, CA


7256 Country Club Dr., La Jolla, CA



7256 Country Club Dr., La Jolla, CA



7256 Country Club Dr., La Jolla, CA



7256 Country Club Dr., La Jolla, CA








#2     4518 Vista De La Tierra, Del Mar, CA 92014 with 8 bedrooms, 6 baths, and 4,166 sq.ft. is listed for sale at $2,620,000.

4518 Vista De La Tierra, Del Mar, CA 92014

Single level home, completely remodeled + 2br detached guest house, pool & views! Be prepared to be amazed by this rare find tucked away in a private enclave of rural del mar. Situated on a relatively flat 1.14 acres this home enjoys the utmost privacy and unobstructed mountain views to the east. The main house boasts an open floor plan with vaulted ceilings and abundant natural light featuring designer appointments throughout including a brand new kitchen and all new bathrooms.

4518 Vista De La Tierra, Del Mar, CA 92014

4518 Vista De La Tierra, Del Mar, CA 92014

4518 Vista De La Tierra, Del Mar, CA 92014

4518 Vista De La Tierra, Del Mar, CA 92014

4518 Vista De La Tierra, Del Mar, CA 92014


4518 Vista De La Tierra, Del Mar, CA 92014

#3     412 Marine Street, La Jolla, CA 92037 with 3 bedrooms, 4 baths, and 2,172 sq.ft. is listed for sale at $3,200,000.

412 Marine Street, La Jolla, CA

Opulent, lavishly seductive architectural and interior detailing throughout this beach-close home offers a completely unique aesthetic clad in richly hand-carved and finished natural materials carefully curated and gathered in Europe, Central and South America. Just steps to the sea and a walk to Village shops and restaurants, sea views are enjoyed from the main second level and intimate patios with spa entertain al fresco. 

412 Marine Street, La Jolla, CA

412 Marine Street, La Jolla, CA

412 Marine Street, La Jolla, CA

412 Marine Street, La Jolla, CA

412 Marine Street, La Jolla, CA

412 Marine Street, La Jolla, CA

412 Marine Street, La Jolla, CA

Today's "Top Three San Francisco Luxury Estates" Just Listed sanfranciscorealestateupdates.com



The median home value in San Francisco is $1,106,400 and is up 1.3% over the past year. Zillow predicts it will go down - 0.4% within the year.

The median home value in Sausilito  is $1,204,600 and is up 8.3% over the past year. Zillow predicts it will rise .5%  this year. 

The medium home value in Tiburon is $2,350,300 and is up 3.7% over the past year. Zillow predicts it will rise 0.2% this year 

The median home value in Saratoga is $2,343,100. Saratoga home values have gone up 2.1% over the past year and Zillow predicts they will go down (0.5)% within the next year.



#1     144 Central Avenue, San Francisco-Haight Ashbury, CA 94117 with 5 bedrooms, 6 baths, and 3,870 sq.ft. is listed for sale at $3,795,000.

144 Central Avenue, San Francisco, CA






Grand scale Victorian home w/apx 3,870sf, 5-bedrooms, family, media & 5.5-baths. The main floor showcases a chef's kitchen with Thermador appliances incl. built-in refrigerator, 6 burner gas range, quartz counters and large island. 3-bedrooms on the 2nd floor w/huge master suite and bathroom w/lux. shower & soaking tub. Top floor contains 2 additional bedrooms, 2-bathrooms and family room with wet bar. Lower level media room w/wet bar & full bath may double as private guest suite with separate entrance from street. Decks on all levels plus sunny landscaped garden w/gas fire pit and 2-car garage parking included! Fab loc. with 94 Walkscore - walk to Buena Vista Park, Ritual Coffee, NOPA and more!! Do not miss this opportunity                  

144 Central Avenue, San Francisco, CA


144 Central Avenue, San Francisco, CA


144 Central Avenue, San Francisco, CA


144 Central Avenue, San Francisco, CA


#2      311 Summit Avenue, San Rafael, CA 94901 with 5 bedrooms, 4 baths and 3,754 sq.ft. is listed for sale at $2,695,000.

311 Summit Ave, San Rafael, CA 94901

The original carriage house for the Rose Estate, this outstanding Country Club residence perfectly blends classic architectural details w/ beautifully updated finishes. Fine moldings, milled woodwork and new Carrera marble kitchen. The estate offers a traditional floorplan including a grand scale great room + lower level family room. The parklike 2.16 acre gardens feature level lawns, mature trees & year round color and texture!

311 Summit Ave, San Rafael, CA 94901 

311 Summit Ave, San Rafael, CA 94901

311 Summit Ave, San Rafael, CA 94901

311 Summit Ave, San Rafael, CA 94901

311 Summit Ave, San Rafael, CA 94901

311 Summit Ave, San Rafael, CA 94901

#3     14395 Quito Road, Saratoga, CA 95070 with 7 bedrooms, 8 baths, and 
5,865 sq.ft. is listed for sale at $3,775,000.

  

Privacy and tranquility abound at this gated Tuscan Estate. Mostly level acre+ lot, situated at end of private driveway, and away from Quito Road noise. Very convenient location, only 2 minute drive to shopping, Safeway and schools, this 8 years new home combines the rustic beauty of reclaimed materials with lavish appointments for luxurious living. The kitchen is a chef's dream with a signature La Cornue range. Luxurious master suite complete with steam shower and whirlpool tub. Soaring ceilings throughout with 23 foot ceilings in the entry and 20 feet in the living room. Includes a private 2 bedroom cottage with separate driveway access.







"Today's Top Three LA Luxury Estates" Just Listed
larealestateupdates.blogspot.com




The median home value in Los Angeles County is $532,000 and has gone up 6.7% over the past year.  Zillow predicts they will rise 1.1% within the next year. 

The median home value in Malibu is $2,541,200 and has gone up 1.6% over the past year. Zillow predicts they will go down -0.3% within the next year.

The median home value in Beverly Hills is $3,027,200 and has gone up 6.3% over the past year. Zillow predicts they will rise 0.7% within the next year.

The median home value in Bel Air is $3,137,700 and has gone up 5.1% over the past year. Zillow predicts they will rise 0.5% within the next year.


#1      144 North Woodbum Drive, Brentwood, CA 90049 with 5 bedrooms, 8 baths, and 10,150 sq.ft. is listed for sale at $11,650,000.

144 N Woodburn Drive, Los Angeles, CA




Located in the highly coveted, and Guard Gated, Brentwood Circle. Hip and cool Italian Villa, with interiors recently completed by renowned design team. Every element of this home was masterfully thought through; From the book-matched marble slabs in the kitchen and master bath, custom made steel French doors and windows to the "Waterwork" and "Compass" fixtures, stone from "Exquisite Surfaces", Mahogany windows & doors and the "Savant" & "Lutron" smart technologies. Rooms include living room, dining room, junior dining room, family room, library, office, gym, world class wine cellar, 12 person screening room, mudroom, butlers pantry/bar, covered veranda, 2 terraces and a 6 car, collectors garage. The stunning pool is flanked by olive trees, surrounded by a lush lawn and leads to a guest house. A rare offering
144 N Woodburn Drive, Los Angeles, CA


144 N Woodburn Drive, Los Angeles, CA


144 N Woodburn Drive, Los Angeles, CA


144 N Woodburn Drive, Los Angeles, CA


144 N Woodburn Drive, Los Angeles, CA


144 N Woodburn Drive, Los Angeles, CA


144 N Woodburn Drive, Los Angeles, CA



#2      2360 Canyonback Road, Brentwood, CA 90049 with 5 bedrooms, 7 baths, and 5,834 sq.ft. is listed for sale at $2,980,000.

2360 Canyonback Rd, Los Angeles, CA 90049


One of the largest Mountain Gate Estates at the end of the cul de sac. Approximately 
5, 800 sq.ft. of living space with an additional 1, 800 sq.ft. of basement entertainment space including sauna and gym area. Large outdoor area with a grand view of Mountain Gate Golf course and a panoramic City skyline from Century City to Downtown Los Angeles. Perfect for private events or family gatherings. 

2360 Canyonback Rd, Los Angeles, CA 90049

2360 Canyonback Rd, Los Angeles, CA 90049


2360 Canyonback Rd, Los Angeles, CA 90049

2360 Canyonback Rd, Los Angeles, CA 90049

2360 Canyonback Rd, Los Angeles, CA 90049

2360 Canyonback Rd, Los Angeles, CA 90049

2360 Canyonback Rd, Los Angeles, CA 90049

#3           27320 Winding Way, Malibu, CA 90265 with 7 bedrooms, 4 baths, and 
3,827 sq.ft. is listed for sale at $6,275,000.

27320 Winding Way, Malibu, CA 90265

New price reduction of $1.2 million! Historical equestrian compound Rancho Escondido offers 2 parcels on 6+ acres located in the prestigious Winding Way community situated along the Pacific Ocean. Two main homes on APN#4460-004-016. No expense spared on interior designed/renovated 2 bdrm, 1 bath hacienda w/spacious, open floor plan, fireplaces throughout, library, open living room, high ceilings and gourmet kitchen w/dining. Adjacent is state of the art 8- 24'x24' stall barn with office/guest room, tack room, riding arena, covered round pen, and turnout pastures. Trails to Escondido Falls and the beach are directly outside of the gates. Second 3 bdrm, 2 bath ranch home lies above offering full blow scenic views facing the bluffs of Paradise Cove & Point Dume. APN#4460-004-002 is vacant land overlooking the ranch w/180 degree views of the ocean and bluffs. Geo, perc, biology, slope analysis are completed, utilities on site, ready for plans. Rare opportunity.

27320 Winding Way, Malibu, CA 90265

27320 Winding Way, Malibu, CA 90265

27320 Winding Way, Malibu, CA 90265

27320 Winding Way, Malibu, CA 90265

27320 Winding Way, Malibu, CA 90265

27320 Winding Way, Malibu, CA 90265

"Today Top Three Seattle Luxury Estates" Just Listed 
seattleluxuryrealestateupdates.com




The median home value in Kirkland is $571,000. Kirkland home values have gone up 14.5% over the past year and Zillow predicts they will rise 6.7% within the next year. 

The median home value in Seattle is $588,000. Seattle home values have gone up 15.7% over the past year and Zillow predicts they will rise 6.9% within the next year. 

The median home value in Bellevue is $723,400. Bellevue home values have gone up 13.2% over the past year and Zillow predicts they will rise 5.8% within the next year. 

The median home value in Mercer Island is $1,236,700. Mercer Island home values have gone up 12.6% over the past year and Zillow predicts they will rise 6.5% within the next year.

The median home value in Clyde Hill is $2,178,600. Clyde Hill home values have gone up 9.6% over the past year and Zillow predicts they will rise 5.2% within the next year. 

The median home value in Medina is $2,354,100. Medina home values have gone up 11.0% over the past year and Zillow predicts they will rise 5.0% within the next year.


#1     1622 5th Avenue N, Seattle-Queen Anne, WA 98109 with 4 bedrooms, 4 baths, and 4,720 sq.ft. is listed for sale at $2,850,000.

1622 5th Ave N, Seattle, WA

This Sensational Contemporary home situated on a large corner lot frames views of Lake Union, Cascade's, Seattle Skyline and Mount Rainier. Recently renovated to the highest standard this home leaves nothing to be desired. The lofty ceilings and abundant light throughout creates spacious and inviting interiors. Grand deck for superd entertaining, chef's kitchen for the finest events. Enjoy opulent living with iconic views from every level this enclave is a must see for city dwellers.

1622 5th Ave N, Seattle, WA


1622 5th Ave N, Seattle, WA


1622 5th Ave N, Seattle, WA


1622 5th Ave N, Seattle, WA


1622 5th Ave N, Seattle, WA


1622 5th Ave N, Seattle, WA


1622 5th Ave N, Seattle, WA


1622 5th Ave N, Seattle, WA


#2      10637 Woodhaven Lane, Bellevue, WA 98004 with 5 bedrooms, 5 baths, and 4,635 sq.ft. is listed for sale at $2,599,000.

10637 Woodhaven Ln, Bellevue, WA 98004


Elegant custom 2014 home by Madrona Custom Homes on a quiet street in Enatai. Fumed oak hardwood floors throughout main. Allergen-free flooring in all bedrooms. Carrara marble kitchen with Wolf/SubZero appliances, butler's pantry and formal dining. Covered patio and perfectly landscaped backyard offer private setting. Master suite sitting room w/ fireplace, his and hers closets, and master bath with carrara marble! 3-car garage with epoxy finish. Custom moldings and lighting throughout

10637 Woodhaven Ln, Bellevue, WA 98004


10637 Woodhaven Ln, Bellevue, WA 98004

10637 Woodhaven Ln, Bellevue, WA 98004

10637 Woodhaven Ln, Bellevue, WA 98004

10637 Woodhaven Ln, Bellevue, WA 98004

#3     4763 Roberts Way, Seattle-Magnolia, WA 98199 with 3 bedrooms, 2 baths, and 2,700 sq.ft. is listed for sale at $3,199,000

4763 W Roberts Wy

Experience this Paul Hayden Kirk masterpiece with 180 degree views of the Sound and Olympic Mountains.This stunning home features walls of windows to capture one of the finest views.Manicured grounds create a rare experience as if you entered another world away from the city. No expense was spared to maintain the architecture while updating all features to exceed what one expects in a home of this quality. Designed for entertaining with spacious rooms.Wonderful kitchen and family room and 3 car garage.








Today's Mortgage Rates


  • 30YR
    3.41%
    (-0.01)
  • 15YR
    2.75%
    (-0.01)
  • FHA
    3.25%
    (0.00)
  • Jumbo
    3.52%
    (-0.01)
  • 5/1ARM
    2.84%
    (-0.01)


Rates as of: 9/6/16

    Mortgage Rates Fall Back Into Range

    Mortgage Rates were in a bit of a pickle on Friday afternoon.  The big jobs report had just come out slightly weaker than expected, yet rates didn't improve as they normally would, following such data.  In fact, underlying bond markets were pointing toward HIGHER rates by the end of the day.  We were left to wonder if this was the first step in a move up and out of the recent sideways range.

    We might still be wondering about the next move had it not been for this morning's ISM Services data (another major economic report that tends to move financial markets, including rates, when it deviates from forecasts in a big way).  The data was much weaker than expected, prompting investors to seek the relative safety of the bond market.  When demand for bonds rises, rates fall.  That was indeed the case today, albeit on a small scale.  A fair amount of lenders kept their rate sheets the same all day, but at least half sent out slightly improved rate sheets after markets responded to the ISM data.

    In the bigger picture, the movement was barely detectable, but for many lenders, it was enough to bring rates squarely back into the range that's dominated the past several weeks.  
    Loan Originator Perspectives

    Right back in the bottom of the range.  It almost feels like its a joke, fixed, rates are staying here forever.....but we know they're not.  With that said, I favor floating  longer term loans (+21 calendar days to close), shorter term files should be locked.  -Gus Floropoulos, VP, The Federal Savings Bank

    After a sedate start, bond markets rallied today when ISM Non-Manufacturing data missed expectations badly, indicating US economic growth may be slowing.  As of mid afternoon, 14 lenders issued improved rate sheets, with more likely to follow.  We're still in "the range", but at least nearer the mid-point than the top.  Outside of Thursday's policy announcement from the ECB, the rest of the week doesn't have much meaningful data.  My hunch is we remain near current pricing, which is quite attractive.  Floating may bring marginal gains, locking always brings certainty, particularly if you have a September closing.  -Ted Rood, Senior Originator

    Today's Best-Execution Rates

    • 30YR FIXED - 3.375 - 3.5%
    • FHA/VA - 3.0 - 3.25%
    • 15 YEAR FIXED - 2.75%
    • 5 YEAR ARMS -  2.75 - 3.25% depending on the lender

    Ongoing Lock/Float Considerations

    • In the biggest of pictures, "global growth concerns" remain the driving force behind the long-term trend toward lower rates
    • Amid that trend, periodic corrections toward higher rates can and will happen.  These can happen for no apparent reason, or they can be brought on by changes in expectations surrounding central bank policy at home and abroad, as well as geopolitical and systemic risks
    • Time horizon and risk tolerance are 2 variables to consider when it comes to locking.  If you have plenty of time and don't mind losing some ground, set a limit as to how much higher rates could go before you'd lock to avoid further losses, and then float in the hopes of never seeing that limit.
       
    • In the shorter-term, it's always good to look for lock opportunities after rates have been moving lower or sideways repeatedly, especially if they've since begun to move back up in any sort of consistent way.
       
    • As always, please keep in mind that the rates discussed generally refer to what we've termed 'best-execution(that is, the most frequently quoted, conforming, conventional 30yr fixed rate for top tier borrowers, based not only on the outright price, but also 'bang-for-the-buck.'  Generally speaking, our best-execution rate tends to connote no origination or discount points--though this can vary--and tends to predict Freddie Mac's weekly survey with high accuracy.  It's safe to assume that our best-ex rate is the more timely and accurate of the two due to Freddie's once-a-week polling method). 
    Thanks for reading today's Blog. Looking for more information? Have a comment? Call or email me.

    Sincerely,

    Tom Furino


    Email:   tomstopmansions@gmail.com
    Phone: 619-944-8749